No Safety Net

This track was born from a real headline: 73.3 million Americans in the gig economy with 60% lacking health insurance access, 47% citing no benefits as their biggest concern, and 70% unable to save enough. Majik delivers the report through electronic, letting the data hit as hard as the beat. Lines like "surgery, the antibiotics, the ER visit at midnight," anchor the track in specifics that generic coverage misses. The mood — pulsing, anxious, relentless — reflects the emotional reality behind the numbers. Every Majik's Studio news track exists to make you feel the story, not just read it.

[verse 1] Seventy-three-point-three million in the gig economy, that's thirty-six percent of the workforce, no autonomy. Thirteen percent increase from just one year before, the fastest growing labor pool without a single door to health insurance, retirement, or a paid sick day, sixty percent without medical, that's the price you pay. App says drive, app says deliver, app says clean the house, but the app don't cover when you're coughing, when you're down and out. Forty-seven percent say no benefits is their biggest fear, bigger than the low pay, bigger than the wear and tear. Twenty-eight percent say they wish they just had health, forty-two percent of app-based workers, cry for help. No employer match on four-oh-one-K, no pension on the way, seventy percent can't save enough from what they earn today. Independent contractor, that's the legal loophole name, for a worker doing labor without anyone to claim. [chorus] No safety net, no safety net, seventy-three million working and they ain't covered yet. No safety net, no safety net, one bad injury and you're drowning in the debt. No safety net, no safety net, the gig economy's a tightrope and they won't let you forget. [verse 2] Eighty-eight percent took on more gigs to fight inflation's bite, working two, three platforms just to make it through the night. Average gig worker cobbles sixty hours from the apps, but the hourly breaks to twelve or less when you subtract the gaps. Gas, maintenance, self-employment tax at fifteen-three, quarterly estimated payments, nobody rides free. No unemployment benefits when the algorithm cuts your route, no worker's comp when the delivery bag throws out your back, no doubt. Twenty-three percent say lack of benefits is a daily fight, but they stay because the flexibility feels like a right to set your hours, be your boss, the marketing is slick, but the freedom's just a costume on a system that's the trick. Sixty-eight percent who rely on gig work as their main, still have some retirement savings, scraping through the pain. But the gap between the gig and the traditional is clear, seventy-one versus seventy-four, and that gap grows every year. [chorus] No safety net, no safety net, seventy-three million working and they ain't covered yet. No safety net, no safety net, one bad injury and you're drowning in the debt. No safety net, no safety net, the gig economy's a tightrope and they won't let you forget. [bridge] They call it flexibility, they call it being free, but free don't mean a thing when you can't afford the knee surgery, the antibiotics, the ER visit at midnight, free is just another word for falling without a flight. Seventy-three million people classified as on their own, biggest workforce in the country and the least amount is shown. [chorus] No safety net, no safety net, seventy-three million working and they ain't covered yet. No safety net, no safety net, one bad injury and you're drowning in the debt. No safety net, no safety net, the gig economy's a tightrope and they won't let you forget. [outro] Seventy-three-point-three million. Thirty-six percent of the workforce. Sixty percent without health insurance. No safety net. Swipe right to accept the next gig.